Did you know that your smartphone can be a money saving tool? There are a number of apps available that can help you save by assisting you with your budgeting, finding the lowest prices while you’re shopping and earning you a little extra cash.
Available for Apple, Android, and Blackberry devices, Expensify lets you keep track of your spending. It keeps tabs on your purchases and syncs your credit cards and bank accounts. It lets you print out receipts for all of your activity and maintains an electronic records that you can easily print out if you need them.
Created for Chase customers, this application makes depositing checks simple and quick. All you need to do is take a picture of the front and back of your check. You can also pay bills and transfer money between your accounts. This app is available for Apple, Android and Blackberry devices.
This app helps you save money at the pump. Application users relay the price they pay for fuel whenever they get gas. Gas Buddy stores this information and reports it back to you according to your location. It will tell you the prices and the locations of the gas stations nearest to you so you can find the cheapest gas. It awards you with rewards points for reporting gas prices and for posting them. You also get a chance to win $250 in gas every week. Gas Buddy is available for iPhone, Android, and Blackberry devices.
Just as it does on its website, the Mint.com app helps you keep track of your budget. You add in all of your accounts and the application will log your purchases and other transactions automatically. It’ll also prepare statements showing your spending patterns and suggests areas where you can cut back. This application is for Apple, Android, and Blackberry devices.
For the iPhone, the RedLaser application lets you scan in any item with a barcode and it will show you where you can buy that item for the lowest price. It’ll list both online and brick-and-mortar retailers near you. This is pretty handy when you’re trying to save money.
PageOnce Money & Bills
Another budgeting tool, the PageOnce app integrates all of your accounts into a single file for easy reference. Additionally, you can track cell phone bills, rewards points, and frequent-flyer miles. It will let you pay your bills right from your phone and remind you when your bills are due. This application works on Apple, Android and Blackberry devices.
Grocery IQ is a neat application that helps you with making your grocery list and also finds available coupons for you based on what you want to buy. At home, you scan the items you want into your phone and the app will make a shopping list based on this. It will organize your list by food group and if there are any coupons available it will show you. You can email this list to someone else if they’re doing the shopping as well. This app is for Androids and the iPhone.
Yelp is an online community where people share ideas and post reviews on everything from movies to restaurants to clothing. The Yelp application lets you quickly browse the latest comments on Yelp as well as find bargains. Harnessing the power of the community to search out deals and provide information on how good the service is at local businesses this app lets you save money and spend wisely. This application is for Apple and Android devices.
Peapod grocery shopping app
Peapod is an online grocery store that delivers. This application lets you create grocery orders on your phone no matter where you are and have them delivered to your home. With Peapod, you can buy anything that you normally would in the grocery store without the hassles of driving to the store and waiting in line. This app is available on Apple and Android devices.
RetailMeNot mobile app
Basically a coupon app, RetailMeNot displays coupons for both online and in-person purchases. The way it works is that you can search for items, or, and this is really cool, if you’re in a store you can scan the item’s barcode into your phone and it will show you if there are any coupons for that item. All you need to do is show your phone to the cashier and you can use the coupon. This app is on Apple and Android devices.
For Android devices, ShopSavvy is another app where you can scan in the barcode of any item and it will report back where you can get it for the lowest price. It also has product reviews, lets you keep a wish list, and has price alerts for when the price drops on something you’ve been keeping your eye on.
This app is a unique way to help you avoid those impulse purchases that wreck your budget. It will transfer an amount equal to the purchase price of whatever item you’ve avoided buying into a savings account. This savings account is allocated for the purchase of something you really want. ImpulseSave is only available for Android devices.
According to this review, Swagbucks is an easy way to earn and save cash. Also, there are two SwagBucks apps available: the SwagBucks Search Widget for the Android and the SBTV app for both Android and apple devices. Both apps allow you to use the SwagBucks site to earn even when you’re on the go. You can search and earn with the Widget and watch videos with the SBTV app. As a bonus, you can earn 2 SwagBucks for every five videos you watch as opposed to the ten you need to watch on the regular site.
- License: Creative Commons image source
This money-saving piece was penned by Steven Johannson.